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Regular Checking Account

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Service Charge Schedule

There is no activity fee assessed for this account and there is no charge for ATM transactions or for transfers. Senior citizens may apply for special account benefits by clicking on the link below.

Minimum Balance Requirements
There is no minimum balance requirement.

Periodic Statement
Your account statement will be generated monthly including digital copies of your checks and deposits. Reprints of check images are available for a nominal fee.

 

Now Account

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Minimum Balance Requirements
You must deposit $900 to open this account. If the daily balance falls below $900 there is a service charge and interest does not accrue.

Balance Computation Method

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Interest Compounded and Crediting

Interest for your account will be compounded daily. Interest will be credited to your account monthly and disclosed on the account statement.

Interest Accrual on Deposits other than Cash

Interest begins to accrue on the first business day after the banking day you deposit noncash items for example, checks.
* Call Bank for Rates

 

Super NOW Account

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Minimum Balance Requirements
You must deposit $2,500 to open this account. If the daily balance falls below $2,500, there are service charges and interest does not accrue.

Balance Computation Method

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day.

Interest Compounded and Crediting

Interest for your account will be compounded daily. Interest will be credited to your account monthly and disclosed on the account statement.

Interest Accrual on Deposits other than Cash

Interest begins to accrue on the first business day after the banking day you deposit noncash items for example, checks.
* Call Bank for Rates

 

 

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