If you're like most people, you've heard a lot about online banking but maybe haven't tried it yourself. You might shop online for a loan, life insurance or a home mortgage, but when it comes time to commit, you feel more comfortable working with your banker or an agent you know and trust.
Online banking isn't out to change your money habits. Instead, it uses today's computer technology to give you the option of bypassing the time-consuming, paper-based aspects of traditional banking in order to manage your finances more quickly and efficiently.
Internet Banking is a free service that allows you secure access to all of your accounts. With Internet Banking, you can:
- View account balances and transaction history
- Transfer funds between accounts
- Inquire about direct deposits
- View Tax information
- View images of checks & deposits
- Access to Bill Pay with a monthly fee
The bank will never contact you on an unsolicited basis, to request that you provide your electronic banking credentials.
The bank can only reset the password, once a customer's identification is authenticated.
It is suggested that commercial online banking customers perform their own risk assessment and controls evaluation periodically in order to keep pace with the changing environment on high risk transactions.